Track every debt
Keep balances, payments, APRs and progress organised in one place.
Private by design - built for the UK
A clearer way to track debtand plan your payoff.
Clear Balance helps you organise debts, record progress, compare Snowball and Avalanche, test one-off payments and manage a monthly budget - without connecting your bank.
No bank connection
Data stays on device
No behavioural analytics
Compare strategies
See how Snowball and Avalanche could change your route forward.
Plan realistically
Use the monthly budget and one-off payment tools before making changes.
Stay private
No bank connection, no adverts and no behavioural analytics.
Inside the app
Four views. One clearer picture.
Your dashboard
See the whole debt picture.
Your balances, progress and projected route sit together in one place, so you can understand where you are without digging through menus.
Every debt
Keep everything organised.
Cards, loans, catalogues and more stay easy to scan. Record real payments as you make them and watch each balance move.
Real progress
See the work paying off.
Each update becomes visible progress. Instead of relying on memory, you can actually see the distance you have already travelled.
Discover
Learn as you go.
UK-focused articles and practical support live inside the app, ready when you need a little more context than the numbers alone can give.
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Clear Balance Premium
Turn tracking into a plan.
Premium brings the planning tools together so you can see when you could be debt-free, compare repayment strategies and understand what extra payments could change.
Try Premium free for 7 days
- Projected debt-free date
- Estimated future interest savings
- Snowball and Avalanche comparison
- Where to focus next
- One-off payment planning
Trust & clarity
Your debt data stays yours.
No bank connection
You enter what you choose. Clear Balance does not connect to your bank.
Local-first storage
Your debt and budget information is designed to stay on your device.
Limited Premium data
Only limited technical and purchase information is used to check Premium entitlement.
No ad tracking
No adverts and no behavioural analytics are built into the Clear Balance experience.
FAQ
Privacy, Premium and your data.
What data does Clear Balance collect?
Debt and budget information is designed to stay on your device. Limited technical and purchase data may be processed for Premium entitlement and support.
Why use a device or app identifier?
It helps the subscription service confirm Premium status and restore access when needed.
Do you use adverts or analytics?
No adverts and no behavioural analytics are used in the app.
Can Clear Balance see my balances?
Not as part of normal app use. Your financial information is designed to remain on your device.
